What does HMRC expect to see on a file?

Who the client is, how you verified them, the risk you assessed and why, the source of the funds where it applies, and that someone with the authority reviewed anything unusual. Blinc keeps all of that on one case, in order, with the certificate on top. We never promise a firm will pass an inspection; we make sure the file is complete and ready to show.

Do our negotiators have to do the checks themselves?

No. They send a link and the client does the rest from their phone. For a walk-in, a scan of the ID in branch reads the document automatically with the same screening depth. Anything that needs a closer look comes to the review queue rather than to the negotiator's desk.

What about a seller who isn't the registered owner?

That's exactly what the Land Registry check is for. The title tells you who the legal owners are, so you run AML on them, and a mismatch between the instructing party and the title is caught before it becomes a problem.

How does source of funds work for a cash buyer or a gifted deposit?

The buyer connects their bank and tags the transactions that evidence the funds, so you see the money arriving rather than a statement that could have been edited. Anything they don't select is deleted after a month, so you hold only what you need.

We have several branches. How are they kept apart?

Branches, roles and permissions are modelled the way agency groups run. Each branch sees only its own clients and cases, with manager and standard roles per office, and your MLRO sees what needs their attention across all of them.

Is switching from another provider painful?

No. There's nothing to install, your MLRO's risk templates are set up as part of onboarding, and your team can be running checks the same week. We'll walk through migration on your demo.

For estate agents

Every AML file complete, connected and ready to show HMRC

Buyer, seller, ownership and source of funds on one case, verified by the client from their phone or in branch, assessed on your MLRO's own form, and summarised in a certificate. Pay-as-you-go, with no minimum spend.

Book a demo Explore the AML toolkit

Every sale, every party

The checks a sale needs, and where they live

Each thing HMRC expects an estate agent to have done, and the part of Blinc that does it.

Confirm the seller owns the property

Pull the official title and registered-owner data from HM Land Registry, confirm the person instructing you is on the title deeds, and run AML on the actual legal owners. Searches are passed through at £7, with no markup.

Land Registry integration

Identify every buyer and seller

Send a secure link and the client verifies themselves from their phone: an ID scan, a selfie and full PEP, sanctions and adverse-media screening. Client in the branch? Scan their ID there and then, with the document read automatically.

Source of funds without chasing statements

The buyer connects their bank securely and tags the transactions that show where the money came from. Twelve months of data, straight from the bank, and anything they don't select is deleted automatically.

Corporate sellers and buyers

Screen a company end to end: registration, filings, officers and ownership pulled automatically, then AML checks chained onto the directors you select. Disqualified directors and sanctions matches are flagged straight away.

Risk assessed on your MLRO's form

Your MLRO builds the risk assessment your staff complete on every sale, with answers pre-filled from the check results. Critical answers raise the case to enhanced checks, and an escalated case is paused until your MLRO has ruled.

Ready when HMRC asks

Every sale is one case: buyer, seller, property, title and funds together, with a complete record of every action and a branded AML certificate to hand over. Live monitoring keeps watching after the check completes.

How a sale runs

Three steps from instruction to a file you can stand behind

01
Open the sale as one case
Add the property once. The Land Registry title attaches to it, and the vendor and each buyer join the case with their role, so nothing is keyed in twice.
02
Clients verify themselves
Buyers and sellers complete their ID, screening and source of funds from their phone, or in branch with a scanned ID. Unfinished checks are flagged, so no client quietly drops out.
03
Decide, record, prove
Clear outcomes rather than raw data, the risk assessment on your own form, review and escalation where it matters, and the certificate on the file. The decision, the evidence and the reason stay together.

What sets Blinc-UK apart

Two capabilities that change how firms run AML

Plenty of tools tick the compliance box. These two are why property firms choose Blinc-UK.

Custom risk assessments

Risk models built around your firm

Your MLRO configures the risk factors, scoring and escalation rules — then they apply consistently to every buyer, seller, landlord and tenant. No generic, one-size-fits-all questionnaire bent to fit property.

Firm-specific risk factors and weightings
Automatic escalation on the rules you set
Consistent, defensible outcomes on every case

Land Registry integration

AML on the real legal owners

Pull official title and registered-owner data straight from HM Land Registry and run checks on who actually owns the property — something you won't find in most of the big-name AML platforms.

Official title and ownership data, on demand
Verify the true legal owners, not just the instructing party
Catch mismatches before they become a problem

Pricing

Pay for the checks you run, nothing you don't

£0

minimum AML spend

One simple monthly platform fee, then you pay only for the checks you run. Quiet month, you pay less.

£7

per Land Registry search

Passed straight through at cost, exactly what HM Land Registry charges us, with nothing added on top.

itemised invoice a month

Every check, search and subscription on one invoice, collected by Direct Debit, with no reconciliation surprises.

Per-check prices depend on your caseload and the mix of checks you run, so they're quoted on your demo. You'll leave with a written quote for your firm.

How billing works

Also in the platform

Built for agency groups, not just single offices

Lettings too? Tenant referencing at £8 per report and rent guarantee for your landlords run on the same login and invoice.
Branches, roles and permissions modelled the way agency groups run: each office sees only its own clients and cases.
Anyone can integrate: start checks and Land Registry searches from your own CRM through the Open API.

Trusted by over 1,000 agents

Loved by agents. Rated Excellent by tenants.

Rated Excellent on Trustpilot4.3 · 156 reviews 4.5 on Google177 reviews

I have been using Blinc for almost 4 years now and I LOVE it. The platform is intuitive and easy to use and the team are really personable, knowledgeable and helpful. Very happy indeed.

Perry PowerPower Bespoke

Blinc has been a game-changer for our agency. Their tenant referencing process is incredibly efficient and user-friendly. The team is always available to answer questions and provide support. They save us time and allow us to focus on providing excellent service to our clients.

Tom MayfieldWinkworth Cheltenham

We have found the services Blinc offer to be of the highest standard, their staff are personable, pleasant and attentive and we would definitely recommend them to anyone looking for a better service from their referencing agency.

James HoneycuttJames Dean

Questions

Estate agents ask us

What does HMRC expect to see on a file?: Who the client is, how you verified them, the risk you assessed and why, the source of the funds where it applies, and that someone with the authority reviewed anything unusual. Blinc keeps all of that on one case, in order, with the certificate on top. We never promise a firm will pass an inspection; we make sure the file is complete and ready to show.
Do our negotiators have to do the checks themselves?: No. They send a link and the client does the rest from their phone. For a walk-in, a scan of the ID in branch reads the document automatically with the same screening depth. Anything that needs a closer look comes to the review queue rather than to the negotiator's desk.
What about a seller who isn't the registered owner?: That's exactly what the Land Registry check is for. The title tells you who the legal owners are, so you run AML on them, and a mismatch between the instructing party and the title is caught before it becomes a problem.
How does source of funds work for a cash buyer or a gifted deposit?: The buyer connects their bank and tags the transactions that evidence the funds, so you see the money arriving rather than a statement that could have been edited. Anything they don't select is deleted after a month, so you hold only what you need.
We have several branches. How are they kept apart?: Branches, roles and permissions are modelled the way agency groups run. Each branch sees only its own clients and cases, with manager and standard roles per office, and your MLRO sees what needs their attention across all of them.
Is switching from another provider painful?: No. There's nothing to install, your MLRO's risk templates are set up as part of onboarding, and your team can be running checks the same week. We'll walk through migration on your demo.

See these checks on your own sales

A 30-minute walkthrough using scenarios from your own caseload, with pricing for your branches. We'll show you exactly how your firm's AML would run.

Book a demo Or call 03333 441300