For landlords
Letting a property yourself? Create a free Blinc account in a minute, order a full tenant reference for £30 and add rent guarantee from £25 a month. Pay by card, and the referencing team that works for over a thousand letting agents does the rest. Using an agent? They can arrange all of this for you through Blinc.
How it works
Everything is designed to be done on your phone, in one sitting. Nothing is stored and nothing is sent to your tenant until you've paid.
Enter your name and email and we send you a sign-in link. No password to set, no paperwork, and nothing to pay until you order something.
Tell us the property, the rent and who is moving in, then pay by card. Each tenant gets a link and completes their part on their phone. Our referencing team checks everything and emails you the result, with a certificate to keep.
Any property you let, at any time, whoever referenced the tenant. Enter the property and the monthly rent, answer nine quick questions about the tenancy, see your price and read the policy documents before you pay. Your policy schedule is emailed to you straight away.
What you can order
Referencing prices include VAT and rent guarantee prices include Insurance Premium Tax, so the number you see is the number you pay.
£30per tenant, inc. VAT
A full check before you hand over the keys: identity and Right to Rent, credit history, income and affordability against your rent, and their previous landlord.
£30per guarantor, inc. VAT
Check the person who promises to pay if your tenant can't. Identity, credit history and income checked against the whole rent, on the same tenancy as the tenant they're backing.
£10per person, inc. VAT
Confirm a tenant can legally rent in England without a full reference. For an existing tenant or a lodger you aren't referencing; it's already included in a tenant reference.
From £25a month, or £275 a year, inc. IPT
If your tenant stops paying, the rent is paid and the legal costs of getting your property back are covered. Bought per property, for any property you let, at any time, whoever referenced the tenant. Priced by your monthly rent, paid monthly or yearly by card.
You'll be asked to sign in or create an account first. Nothing is charged until you confirm an order.
The tenant reference
Every check is built from verified data, pulled from the bank, HMRC and the identity provider rather than from paperwork the tenant chooses to send. You get a clear result and the evidence to back it up.
A certified digital identity check, the standard the Home Office accepts for Right to Rent. British and Irish passport holders are covered in the same check; everyone else goes through the Home Office share code route.
The tenant connects their bank or shares their HMRC record, so income comes from real data rather than a payslip that can be edited. It's checked against the rent you're charging.
Credit, CCJs, insolvency and address history, all tied back to the verified identity.
We ask their current or previous landlord how the tenancy went, and we chase the reply so you don't have to.
PEP and sanctions screening, plus fraud database, mortality register and credit active data checks on every applicant.
A referencing specialist reads every file and sends you a clear result and a certificate to keep. Anything unusual is explained in plain English, not left for you to interpret.
Rent guarantee
£100,000 rent guarantee and legal expenses insurance for any property you let, bought in a few minutes at any time. It's cover on the property, not on a Blinc reference: it doesn't matter who referenced your tenant. The policy wording and the Insurance Product Information Document are shown before you pay.
Good to know: each tenant needs to have had a satisfactory reference, or to meet the policy's referencing and affordability criteria, which you confirm when you buy. Unpaid rent must be reported within 60 days of falling due, the property must be let on a standard residential tenancy in the UK, and there is no cover for anything you already knew about before the start date. If you take cover out part-way through a tenancy, an exclusion period applies at the start of the policy. The policy documents set out the full terms, limits and conditions.
Priced by your monthly rent
From£25a month, or £275 a year
Priced by the property's monthly rent, with Insurance Premium Tax included. Enter the property and the rent and your exact price is on screen in seconds.
Rent above £8,000 a month can't be covered online: call us on 03333 441300.
Your name and email are all we need to start. We send a sign-in link, so there's no password to remember, and your name and address for the receipt are taken at checkout.
You see the total, VAT and IPT included, and pay by card. Only then is your tenant invited or your cover set up. A receipt is emailed for every payment.
Each property you let shows its tenants, how their references are going, the certificates once they're decided and the cover you hold. Add a tenant or a guarantor to a tenancy later from the same page.
Questions
Blinc-UK Ltd is an appointed representative of Brian Johnston & Co (Insurance Brokers) Limited, which is authorised and regulated by the Financial Conduct Authority, Firm Reference Number 307689. We have not given you advice or a personal recommendation about rent guarantee insurance: read the policy wording and the Insurance Product Information Document and decide for yourself whether the cover meets your needs. Cover is optional and is not a condition of using Blinc referencing. Read our Insurance Terms of Business.
Create a free account, reference your tenant for £30 and protect the rent from £25 a month. Pay by card, and our team does the checking. If you use an agent, they can arrange it all for you.
